Deposit
A larger deposit lowers the amount you need to finance.
Tools
Make the numbers work for you.
Explore an example monthly repayment before you start your finance journey.
Car finance calculator
Try your own figures.
Change the details below to see how they affect the illustration.
Example only. Your actual finance amount, interest rate and monthly repayment will depend on your circumstances and our assessment. Terms and conditions apply.
Good to know
Small changes add up.
Repayment term
A longer term can lower the monthly payment, while increasing total interest.
APR
The annual percentage rate helps compare the overall cost of borrowing.
Final figures
Actual terms follow the required affordability, vehicle and credit checks.
Questions
Before you begin.
Is this calculator a finance offer?
No. It is an illustration using the figures shown. Final availability and terms depend on assessment.
Can I change the example APR?
Yes. The calculator starts at 14.99% APR for illustration. You can enter another rate to compare figures; your actual rate will depend on assessment.
What is the difference between a budget and approval?
Your initial budget helps you plan. A final decision follows review of the completed application, car and supporting checks.
Ready for the next step?
Find your budget.
Start with your circumstances and continue when you are ready.