Vehicle price
The price agreed with the seller is the starting point for your finance figures.
Car finance
The numbers behind your next car.
See how price, deposit and repayment term work together, then explore an example using your own figures.
Try the calculatorBuild your plan
Amount to finance
The essentials
Understand every part of the plan.
These details shape the amount you may need to borrow.
Deposit
Money you pay upfront reduces the amount you need to finance.
Part exchange
A trade-in may contribute to your deposit after any outstanding finance is accounted for.
Term
The number of monthly repayments affects the payment and total cost of borrowing.
A simple example
See how the figures fit together.
If a car costs €15,000 and you pay a €3,000 deposit, the starting amount to finance is €12,000. Interest and any applicable terms affect your monthly and total repayments.
Explore your own exampleCar price€15,000
Deposit− €3,000
Starting amount to finance€12,000
Example only. This is not an offer or a finance decision.Two stages
Budget first. Full review later.
Your initial budget helps you plan. A complete application, including the car and supporting checks, is reviewed for a final decision.
What happens next
Start with your budget.
We ask about your circumstances first. When you find a car, you can continue with its details and any documents requested for review.
See the full journeyYour next step
Plan around your life.
Find out what could fit your budget before choosing your car.